Why We’re Buzzing About Apron’s New Expense Card (And You Should Be Too)
Here at Zyla Accountants, we’re big fans of anything that makes life easier for small businesses, and us accountants and bookkeepers who support them.
So, when we heard that Apron had launched something brand new, we paid attention.
Introducing the Apron Card: the small business expense card that might just be the missing puzzle piece in your finance stack.
What is Apron Card?
Put simply, it’s an expense card made for small businesses, and more importantly, made with accountants and bookkeepers in mind. It’s easy to use, integrates with Apron’s existing platform (which we already love), and helps everyone stay on top of spending without the usual chaos.
There are no card subscriptions, no contracts, and no faff. Just virtual cards you can issue in seconds, with physical ones on the way soon.
Expense cards: not just for big business anymore
Expense cards used to be the kind of thing only larger companies could afford (or stomach). For small businesses, they were often too clunky, costly, or disconnected to be worth the trouble.
That left teams stuck in the old routine: reimbursing staff, manually inputting receipts, chasing documents at month-end, and losing precious hours in the process.
Apron has flipped that on its head.
Built into your existing workflow
Here’s the real magic: Apron Card is part of the wider Apron platform. That means any spending done with the card shows up instantly in your Apron account. Receipts get captured automatically. And everything feeds into your bookkeeping software (like Xero or QuickBooks) without any manual matching or reconciling.
No more bouncing between tools, chasing paperwork, or trying to match card statements to blurry photo receipts. It’s all just… done.
Set spending limits, stay in control
With Apron Card, you can issue cards to your team and set custom weekly or monthly spending limits. That means no surprises, no overspending, and full control over cash flow.
Need to tweak a limit as your business evolves? Easy. Adjust permissions and limits in a few clicks.
Real-time visibility
If you’re the kind of person who likes to know exactly who’s spending what, where, and when, Apron Card delivers. You’ll get mobile notifications the moment a card is used, plus a crystal-clear record in your Apron account.
It’s not just helpful, it’s empowering. You finally get the live view of company finances that so many small businesses (and their accountants) have gone without.
No more chasing receipts
Hands up if you’ve ever wasted half a day chasing someone for a missing lunch receipt 🙋♂️
Apron’s AI does the chasing for you. It’ll automatically prompt staff or clients for missing documents, saving you time and headspace.
Pay on the go
For now, Apron Cards are virtual, but they work with Apple Wallet and Google Wallet, so your team can start using them straight away. Tap to pay. Done.
(And yes—physical cards are on the way!)
Automatically reconciles in Xero or QuickBooks
Every payment made with an Apron Card is automatically reconciled in your bookkeeping software. It’s just like other Apron payments (like bills and payroll), everything flows through seamlessly.
Combined with invoice capture and automated receipt collection, Apron Card basically handles the bits no one wants to deal with.
Why we love it
At Zyla, we work with loads of small businesses. And we know that expense management is a massive pain point, especially when systems don’t talk to each other.
Apron Card closes that loop. It’s affordable (free to issue!), easy to roll out, and makes life better for business owners and the finance teams behind them.
So, if you’re already using Apron, this is a no-brainer. If you’re not? It might just be the reason to start.
Thinking about giving Apron Card a try?
We’re always here to chat about how to streamline your finance stack,and we’ve got plenty of experience helping clients get set up with Apron.